KULIKOV, Nikolai; KUDRJAVCEVA, Julija. THE DEVELOPMENT OF INNOVATIVE TECHNOLOGIES OF NON-FINANCIAL SERVICE IN THE SPHERE OF BANKING SERVICES. Revista Inclusiones, [S. l.], p. 204–216, 2020. Disponível em: https://www.revistainclusiones.org/index.php/inclu/article/view/1042. Acesso em: 28 dic. 2025.